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Be Debt-Free, NOW!
Written by Wolf Halton   
Sunday, 26 August 2007

Be Debt-Free Now!

And ... Reduce Your

   Monthly Payments, too!

You've probably seen the ads everywhere offering "Debt Consolidation Services - Not a Loan."

Although there are some companies that do provide those services, for the most part, those who are running the ads don't. Instead, they will charge you anywhere from $50 to $200 just to give you the names & addresses of the very few legitimate companies that do provide the service. - BUT ...

You can do it yourself cheaper & better.

The ONLY reason people use these "Debt Consolidation Services" is because they don't know how to do it themselves because our education system doesn't teach our young people anything at all about money and credit. And ... believe it or not ...

Last Updated ( Saturday, 09 August 2008 )
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My Personal Space
Written by Wolf Halton   
Saturday, 09 August 2008
It is so great to be on vacation.  No mandatory Monday meetings.  No boss on your back.  Just unscheduled hours for the next 4 days...

But what if you can't break away and get away from the stress of working?

  • Don't you need space to breathe?
  • Don't you need some time to relax?

Is the world encroaching on you?  Do you feel like your space is invaded every day?  I felt the same way until I discovered "My Personal Space."
Last Updated ( Saturday, 09 August 2008 )
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Getting a Passport 2008
Written by Wolf Halton   
Friday, 01 February 2008
Update on New Government Rules On Passport Cards and Entry to U.S.

First: New regulations go into effect on January 31st that require all persons entering or re-entering the U.S. to show proof of citizenship. Prior to that date, persons can continue to prove citizenship verbally.

Proof of citizenship can be accomplished by presenting a valid passport, an original or certified copy of a U.S. birth certificate, or an original copy of your certificate of citizenship or naturalization. We recommend a passport because it is the only document that proves both your citizenship and your identity.

Second: The Department of State, the agency of the Federal Government that issues passports, issued new rules regarding the new passport card on December 31, 2007. Here is a summary of everything covered in the new regulations. As you will see, there are more rules to be issued in the future telling citizens when and how the State Department will begin issuing passport cards. When and how the State Department will begin issuing the passport cards is not yet known.

Last Updated ( Friday, 09 May 2008 )
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